There is no secret in telling that personal injury comes with not only physical and mental damage but also huge physical damage. After you have met a personal injury, you will have to recover from it by paying a huge sum of expenses. Right from medical expenses, property, damages, and other expenses, you will have to bear it all. However, all these expenses will be taken care of by your personal injury lawyer. And if you want to know more about personal injury lawyers, click here. They will help you in negotiating with the insurers to get the compensation claim. There are a few reasons an insurer might use to deny your claim. It is better to know the reasons. Have a look at the points below.
Contradiction in police reports
After you have met the accident, you will have to report the accident and record your testimonial to the police. The police will ask you various questions. You will have to answer them in full honesty and dignity. Often an insurance company denies compensation telling that your statements are not matching with the police records. Thus, you should be very careful while you are giving any statements to the police or the insurance company.
Lack of coverage
When you will be demanding for compensation from the insurance company, they might reject your compensation stating that it has reached the amount they are supposed to cover. While you are buying an insurance policy, there are certain slabs that you need to choose it. If your claim crossed the slabs, the insurance company will not pay you the exceeding amount. In some cases, an insurance company might deny the whole compensation, but with the help of a lawyer, you can negotiate with them.
If you are at fault
An insurance company will not pay for your compensation if you are proven guilty of a car accident. You need to make your statement very clearly and prove your innocence to claim your compensation from the insurance company.
Failure to file the accident
There are many instances where a person is extremely injured in a car accident that they fail to file about the incident. In many cases, the victim is not having any family member near them who can file the accident on their behalf. Thus, it goes unregistered. In such cases, the insurance company will not allow you any compensation. It is suggested to hire a car accident attorney so that they can do all the proceedings on your behalf when you recover from the accident.
